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10 things you need to know this morning in Australia Good morning. Here's your smart, fast start to the day.

AMP chairman Catherine Brenner has resigned The company's general counsel, Brian Salter has also left the company and will forfeit his bonus.

Bill Gates thinks a coming disease could kill 30 million people within 6 months -- and says we should prepare for it as we do for war The next deadly disease that will cause a global pandemic is coming.

Deloitte says the federal budget bottom line is running $7 billion better than forecast Deloitte Access Economics says federal budget repair is underway thanks to higher taxes.

Jeff Bezos reveals what it's like to become the richest man in the world -- and why he's willing to spend $1 billion a year to fund the most important mission of his life And what it's like when the president of the United States is your biggest critic.

Sydney auction clearance rates just hit the lowest level seen in months Australian auction clearance rates continued to soften last week, driven down by renewed weakness in Sydney.

A new kind of probiotic could change the $US38 billion market by relying on real science -- and Cameron Diaz and Peter Thiel are into it Seed, a new company with some big names behind it, is about to break into the $US38-billion probiotics industry.

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