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10 things you need to know this morning in Australia Good morning. Here's you smart, fast start to the day.

6 things Australian traders will be talking about this morning With the US and UK on holiday, the focus was on Italy overnight where stocks extended their recent slump with another fall of 2%.

Australians are bamboozled by a superannuation system that leaves them billions of dollars poorer The Productivity Commission says Australians are being bamboozled by the $2.6 trillion super system, losing them billions every year in high fees, low returns and expensive insurance.

RBA's Ian Harper says if rates need to rise, 'who cares what's happening to house prices' Ian Harper, RBA Board member, says Australian house prices won't dictate when the bank begins to lift interest rates.

PRIME MOVER: eBay is about to offer Australians free delivery and returns The online shopping war has begun.

Four Australia universities have ranked in the top 100 in the world Leading the way is the University of Melbourne at number 57, followed by the University of Sydney, the University of Queensland and the Australian National University.

Inside the 'Everest of sailing races,' where crews endure massive waves, little sleep, and freezing temperatures Welcome to the Volvo Ocean Race, one of the toughest sailing races on the planet.

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