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The 10 most important things in the world right now Hello! Here's what's happening on Friday. 1.

The Royal Commission calls into question the pay regimes across Australia's entire banking industry A dirty four-letter word is at the heart of Australia's financial industry. Sell.

ANZ's credit impulse points to smaller house price falls ahead ANZ Bank is forecasting that Australian home prices will fall 4% this year and 2% next.

Royal Commission: Banks decided their own punishment withhollow promises to do better Punishments amounted to just $1.3m over 10 years.

Macquarie's CEO is likely to be a 'person of interest' in German share-trading investigation CEO Nicholas Moore and incoming chief Shemara Wikramanayake are expected to be included as "persons of interest or suspects".

Casual Australian retail staff were just handed a 15% pay rise for working Saturdays The Fair Work Commission increased penalty rates casuals working Saturdays and after 6pm weekdays 150% of the ordinary hourly rate.

Telstra has refunded $9.3 million to 72,000 customers over misleading third party charges The refunds come on top of the $10 million penalty the telco paid over false or misleading representations about charges for digital content, such as games and ringtones.

Here's how Australian couples divide their financial responsibilities Two-thirds of Australian women (64%) take control of grocery shopping, says a survey by HSBC. But men tend to be in charge when a decision has to be made on larger purchases, such as a car.

Halle Berry credits cardio with boosting her sex drive — and science says she's right Halle Berry's #FitnessFriday posts on Instagram frequently feature helpful workout tips - including this one about how cardio can enhance women's sexual arousal.

'Too often, the answer seems to be greed': The royal commission's damning first report is out Commissioner Kenneth Hayne declared "greed" was a primary motivator.

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